Nomad Insurance Thailand
We provide exceptional medical insurance packages explicitly for digital nomads and frequent-flying entrepreneurs. We are serving the globe, safeguarding you away from your home turf.
FROM ONLY
$50.54
We've got nomads covered in Thailand.
Global 24/7 Emergency Help On All Nomad Insurance
With our 24/7 global assistance as a key feature of our nomad insurance, you’re never stranded no matter where your adventures take you. Our support is just a phone call away, making your global travels safer and stress-free.
Customisable Plans for Nomad Lifestyles
Customise your nomad insurance to match your unique lifestyle. Whether you need basic medical cover or comprehensive protection, our flexible plans ensure you pay only for the cover you truly require.
Direct Payments To The Hospital
Our nomad insurance provides direct payments to the hospitals, easing your burden and giving peace of mind. We coordinate directly with medical facilities, so you can focus on your recovery without the stress of upfront costs.
Access To Healthcare Professionals
Even when you’re far from home, medical advice should be at your fingertips. Our nomad insurance includes remote access to certified medical professionals. Consult with specialists, ensuring you receive qualified advice no matter your location.
Healthcare system overview in Thailand
Thailand does have a reputable healthcare system with modern facilities and well-trained medical professionals. Many doctors and nurses in major cities speak English which ensures easy communication. While healthcare costs are reasonable compared to Western standards, unexpected medical expenses can still be a super high, making a comprehensive nomad insurance plan essential.
Key takeaway of Thailands healthcare systems:
Private healthcare can be expensive.
Without adequate medical insurance, you could find yourself facing significant out-of-pocket expenses.
We offer direct payments to Thailand hospitals
No stress, we offer direct payments to the majority of hospitals in Thailand, giving you peace of mind when there.
Public healthcare may not be enough.
Public healthcare in Thailand is primarily for Thai citizens. As a foreigner, you may face long waiting times.
Remote areas will be very expensive.
If you're travelling in remote areas of Thailand, emergency medical evacuation can be incredibly expensive.
Choose your nomad insurance for Thailand.
Major Medical
A cost-effective plan with a US $1,000,000 annual limit, covering essential inpatient services. Ideal for basic health needs.
Worldwide Exc. USA | Major Medical |
Overall Plan Limit (per year) | US $1,000,000 |
Inpatient Benefits | |
Room and Board including general nursing care | Semi-Private |
Parental Accommodation (added bed, same room) | No Cover |
Theatre fees: x-rays, laboratory tests, medicines & drugs, blood & plasma, surgical appliances, rental of wheel chairs | Full Cover |
Intensive Care (Room and Board including general nursing care) | Full Cover |
Surgeon's fees including pre & post surgical services | US $25,000 |
Anaesthetist Fees | 30% of Surgeon's Fees |
Professional Fees including Physician, Specialist, Radiologist, Physiotherapy & Pathologist Fees | US $25,000 |
Rehabilitation Cover | No Cover |
Kidney Dialysis | Full Cover |
Oncology Cover | US $20,000 |
Emergency Room Treatment | Full Cover |
Organ Transplant Cover | No Cover |
Local Ambulance to Hospital | Full Cover |
Hospital Cash Benefit | US $100 |
Outpatient Benefits | |
Outpatient Surgical | No Cover |
Pre-Hospitalisation | No Cover |
Post-Hospitalisation | No Cover |
GP Consultation Fees | No Cover |
Specialist Consultation Fees | No Cover |
Prescribed Medication | No Cover |
Imaging and Lab Tests | No Cover |
Physiotherapy | No Cover |
Oncology | No Cover |
Alternative Therapies Treatment | No Cover |
Chronic Conditions Benefit | No Cover |
Wellbeing Benefits | |
Annual Medical Check-ups | No Cover |
Vaccinations | No Cover |
Eye-Test | No Cover |
Dental Benefits | |
Emergency Dental (Relief of Pain Only) | No Cover |
Routine Dental (6 month waiting period) | No Cover |
Major Dental (6 month waiting period) | No Cover |
Global Security Benefits | |
Terrorism | US $50,000 |
Hostage Negotiation | Full Cover |
Hijacking | US $100 Per Day 10 Days |
Mugging | US $100 Per Day 5 Days |
Psychology Benefits | |
24 Hour Psychology Counselling | Full Cover |
24 Hour Personal Coaching | Full Cover |
International Assistance Benefits | |
24 Hour Emergency Assistance | Full Cover |
Life Cover | |
Death Benefit | US $10,000 |
Optional Benefits Where an additional premium has been paid | |
Evacuation & Repatriation | US $100,000 |
Standard
Offers a US $1,000,000 annual limit and adds limited outpatient coverage up to US $25,000. Includes GP and specialist consultations.
Worldwide Exc. USA | Standard |
Overall Plan Limit (per year) | US $1,000,000 |
Inpatient Benefits | |
Room and Board including general nursing care | Semi-Private |
Parental Accommodation (added bed, same room) | No Cover |
Theatre fees: x-rays, laboratory tests, medicines & drugs, blood & plasma, surgical appliances, rental of wheel chairs | Full Cover |
Intensive Care (Room and Board including general nursing care) | Full Cover |
Surgeon's fees including pre & post surgical services | US $25,000 |
Anaesthetist Fees | 30% of Surgeon's Fees |
Professional Fees including Physician, Specialist, Radiologist, Physiotherapy & Pathologist Fees | US $25,000 |
Rehabilitation Cover | No Cover |
Kidney Dialysis | Full Cover |
Oncology Cover | US $20,000 |
Emergency Room Treatment | Full Cover |
Organ Transplant Cover | No Cover |
Local Ambulance to Hospital | Full Cover |
Hospital Cash Benefit | US $100 |
Outpatient Benefits | |
Outpatient Surgical | US $25,000 |
Pre-Hospitalisation | US $2,000 30 days prior |
Post-Hospitalisation | US $2,000 30 days prior |
GP Consultation Fees | US $750 |
Specialist Consultation Fees | US $750 |
Prescribed Medication | US $750 |
Imaging and Lab Tests | US $750 |
Physiotherapy | No Cover |
Oncology | No Cover |
Alternative Therapies Treatment | No Cover |
Chronic Conditions Benefit | No Cover |
Wellbeing Benefits | |
Annual Medical Check-ups | No Cover |
Vaccinations | No Cover |
Eye-Test | No Cover |
Dental Benefits | |
Emergency Dental (Relief of Pain Only) | No Cover |
Routine Dental (6 month waiting period) | No Cover |
Major Dental (6 month waiting period) | No Cover |
Global Security Benefits | |
Terrorism | US $100,000 |
Hostage Negotiation | Full Cover |
Hijacking | US $200 Per Day 10 Days |
Mugging | US $100 Per Day 5 Days |
Psychology Benefits | |
24 Hour Psychology Counselling | Full Cover |
24 Hour Personal Coaching | Full Cover |
International Assistance Benefits | |
24 Hour Emergency Assistance | Full Cover |
Life Cover | |
Death Benefit | US $10,000 |
Optional Benefits Where an additional premium has been paid | |
Evacuation & Repatriation | US $100,000 |
Comprehensive
Features a US $1,000,000 annual limit and full inpatient benefits. Adds extensive outpatient coverage, and $1,000 chronic conditions benefit.
Worldwide Exc. USA | Comprehensive |
Overall Plan Limit (per year) | US $1,000,000 |
Inpatient Benefits | |
Room and Board including general nursing care | Semi-Private |
Parental Accommodation (added bed, same room) | Full Cover |
Theatre fees: x-rays, laboratory tests, medicines & drugs, blood & plasma, surgical appliances, rental of wheel chairs | Full Cover |
Intensive Care (Room and Board including general nursing care) | Full Cover |
Surgeon's fees including pre & post surgical services | US $25,000 |
Anaesthetist Fees | 30% of Surgeon's Fees |
Professional Fees including Physician, Specialist, Radiologist, Physiotherapy & Pathologist Fees | US $25,000 |
Rehabilitation Cover | Full Cover 30 Days |
Kidney Dialysis | Full Cover |
Oncology Cover | US $20,000 |
Emergency Room Treatment | Full Cover |
Organ Transplant Cover | US $100,000 |
Local Ambulance to Hospital | Full Cover |
Hospital Cash Benefit | US $100 |
Outpatient Benefits | |
Outpatient Surgical | US $25,000 |
Pre-Hospitalisation | US $2,000 30 days prior |
Post-Hospitalisation | US $2,000 30 days prior |
GP Consultation Fees | US $750 |
Specialist Consultation Fees | US $750 |
Prescribed Medication | US $750 |
Imaging and Lab Tests | US $750 |
Physiotherapy | US $750 5 Visits |
Oncology | US $20,000 |
Alternative Therapies Treatment | US $250 5 Visits |
Chronic Conditions Benefit | US $1,000 |
Wellbeing Benefits | |
Annual Medical Check-ups | US $250 25% Co-insurance |
Vaccinations | US $250 25% Co-insurance |
Eye-Test | US $250 1 Per Year |
Dental Benefits | |
Emergency Dental (Relief of Pain Only) | Inpatient Treatment Only |
Routine Dental (6 month waiting period) | No Cover |
Major Dental (6 month waiting period) | US $750 25% Co-insurance |
Global Security Benefits | |
Terrorism | US $150,000 |
Hostage Negotiation | Full Cover |
Hijacking | US $300 Per Day 10 Days |
Mugging | US $100 Per Day 5 Days |
Psychology Benefits | |
24 Hour Psychology Counselling | Full Cover |
24 Hour Personal Coaching | Full Cover |
International Assistance Benefits | |
24 Hour Emergency Assistance | Full Cover |
Life Cover | |
Death Benefit | US $10,000 |
Optional Benefits Where an additional premium has been paid | |
Evacuation & Repatriation | US $100,000 |
Fully Comprehensive
Offers a US $2,000,000 annual limit with full inpatient and outpatient benefits. Ideal for those seeking comprehensive coverage.
Worldwide Exc. USA | Fully Comprehensive |
Overall Plan Limit (per year) | US $2,000,000 |
Inpatient Benefits | |
Room and Board including general nursing care | Full Cover |
Parental Accommodation (added bed, same room) | Full Cover |
Theatre fees: x-rays, laboratory tests, medicines & drugs, blood & plasma, surgical appliances, rental of wheel chairs | Full Cover |
Intensive Care (Room and Board including general nursing care) | Full Cover |
Surgeon's fees including pre & post surgical services | Full Cover |
Anaesthetist Fees | Full Cover |
Professional Fees including Physician, Specialist, Radiologist, Physiotherapy & Pathologist Fees | Full Cover |
Rehabilitation Cover | Full Cover 45 Days |
Kidney Dialysis | Full Cover |
Oncology Cover | Full Cover |
Emergency Room Treatment | Full Cover |
Organ Transplant Cover | Full Cover |
Local Ambulance to Hospital | Full Cover |
Hospital Cash Benefit | US $200 |
Outpatient Benefits | |
Outpatient Surgical | Full Cover |
Pre-Hospitalisation | Full Cover |
Post-Hospitalisation | Full Cover |
GP Consultation Fees | Full Cover |
Specialist Consultation Fees | Full Cover |
Prescribed Medication | Full Cover |
Imaging and Lab Tests | Full Cover |
Physiotherapy | Full Cover 10 Visits |
Oncology | Full Cover |
Alternative Therapies Treatment | Full Cover 10 Visits |
Chronic Conditions Benefit | US $10,000 |
Wellbeing Benefits | |
Annual Medical Check-ups | US $500 |
Vaccinations | US $500 |
Eye-Test | US $250 1 Per Year |
Dental Benefits | |
Emergency Dental (Relief of Pain Only) | Full Cover |
Routine Dental (6 month waiting period) | US $750 |
Major Dental (6 month waiting period) | US $750 |
Global Security Benefits | |
Terrorism | Full Cover |
Hostage Negotiation | Full Cover |
Hijacking | US $500 Per Day |
Mugging | US $100 Per Day |
Psychology Benefits | |
24 Hour Psychology Counselling | Full Cover |
24 Hour Personal Coaching | Full Cover |
International Assistance Benefits | |
24 Hour Emergency Assistance | Full Cover |
Life Cover | |
Death Benefit | US $10,000 |
Optional Benefits Where an additional premium has been paid | |
Evacuation & Repatriation | US $100,000 |
Why is Nomad Insurance vital in Thailand?
Nomad insurance is essential in Thailand due to the country’s healthcare system being primarily designed for its citizens. As a foreigner, you could face long waiting times and language barriers in public hospitals. Private healthcare offers better services but at a higher cost. Nomad insurance provides a safety net for anyone living in Thailand, covering everything from hospital bills to emergency evacuations, and even pre-existing conditions. It’s not just about meeting legal requirements, but about also ensuring you can get the medical attention you need without financial stress. Then you can fully enjoy your nomadic lifestyle in Thailand.
Average cost of healthcare in Thailand
The average cost of healthcare in Thailand can vary greatly depending on the type of treatment or procedure. For instance, an MRI scan can cost around $190, a hip replacement around $13,000, and a knee replacement around $11,500. Major surgeries like heart bypass surgery can start from $13,000, while a heart valve replacement can cost upwards of $25,300.
Breakdown of the costs of healthcare in Thailand
Cost of hospital stays
A private room in a private hospital can cost around $100 to $200 per night, excluding any treatments or procedures.
$100-200
Surgery costs
The cost of surgery can range from a few thousand dollars to tens of thousands, depending on the complexity of the procedure.
$1,300-30,000
Emergency dental cost
A simple tooth extraction can cost around $150, while more complex procedures like root canals can cost around $500 to $900.
$150-900
Prescription medication costs
The cost of prescription medication can vary, but it's generally cheaper than in many Western countries.
$10-50
Diagnostic test costs
Diagnostic tests such as blood tests or imaging scans are generally affordable. For instance, an MRI scan can cost around $190.
$190-250
Emergency care costs
The cost of emergency procedures can vary widely. For example, setting a broken bone can cost around $1,500 to $2,500.
$1500-2500
Why choose us?
Experienced insurance brokers
Best rates for nomads
Easy online process
With over a decade in the medical insurance sector, our expertise is tailored to nomads and travel entrepreneurs. We’re not just insurance providers; we’re seasoned travellers ourselves, understanding the unique challenges you face.
Testimonials from real nomads.
Very good customer service, fast, and friendly. The claims were reimbursed quickly.
Frequently Asked Questions
Yes dear nomads, you can. Just put your current address in and feel free to keep on movin’.
Anywhere in the world except the USA. We recommend purchasing USA-specific travel insurance if you are travelling to the USA. This insurance policy is not suitable for residents of the USA.
You can choose to receive treatment in any country worldwide except the USA.
Yes – as long as your home country isn’t the USA. Apart from the USA, you’re fully covered, nomad-er where you’re from and nomad-er where you go!
No, just once per year on your renewal date. And that can all be done by email, if required.
Yes, cancer treatment (oncology) is covered – you can find full details on our “Compare Cover Levels” page.
Yes, dental treatment is covered under the “Comprehensive” and “Fully Comprehensive” cover levels. You can find full details on our “Compare Cover Levels” page.
Yes, outpatient treatment is covered – you can find full details on our “Compare Cover Levels” page.
Unfortunately, claims cannot be approved if they are either directly or indirectly related to any medical condition or related condition for which you had treatment for, had symptoms of, knew existed, or should have known existed, prior to you starting your medical insurance policy. You are covered for events after you first start your insurance policy.
Terrorism coverage is included on all cover levels and covers any medical treatment needed as a result of terrorism, and any treatment needed for a medical condition sustained as a result of terrorism.
No, this is not necessary. To make the process as simple as possible, once you have gained pre-authorisation for your treatment, the insurance company will contact the hospital to arrange for payment to be made directly.
During an emergency, you may not be in a position to notify the insurance company in advance. If this happens, please contact the insurance company as soon as possible so they can arrange for all payments to be made directly to the hospital, as well as make sure that you are being properly cared for.
Please see the “Claims” page which has full information – and you will also receive the information in soft copy format by email when you start your insurance policy.
Yes, general exclusions apply to all international medical insurance policies. For full details, please see our “T&C’s” page.
No, you can apply and get coverage within 24 hours without the need for a medical examination.
Yes they can, although it generally makes more sense to have a separate policy for each person as it costs the same and gives you the flexibility to choose different cover levels for each person if you wish.
There is a limit to the total value of claims per year, but no limit on the number of claims. For full details, please see our “Compare Cover Levels” page.
Yes, you have a 14-day “cooling off period” during which you can cancel the policy if you want to. This gives you plenty of time to read the full terms and conditions as well as compare the cover and cost of other insurances, and if for any reason you decide it’s not the right one for you, you’ll get a full refund of all premiums paid.
Yes you can choose your own hospital and doctor if you wish, and you may also ask the insurance company for recommendations based on what facilities are offered at different hospitals. If you would like to be treated at a hospital in a different country, you will need the “Global Evacuation & Repatriation” cover, which is an optional add-on to all policies for a small fixed fee.
It’s always good to have travel insurance if you travel frequently – travel insurance and medical insurance are distinctly different types of insurance. Travel insurance will cover you for things like delayed flights, lost baggage etc, whereas international medical insurance covers anything medical related. Whilst all travel insurances and medical insurances differ, as a general rule, the medical cover offered on travel insurance policies has more limitations than full medical insurance policies, and there are often additional clauses which make it unsuitable as a long-term replacement for medical insurance. Always read the small print to see which things aren’t covered!